The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 05, 2011

Filed:

Feb. 08, 2008
Applicants:

Michael R. Balducci, Aliso Viejo, CA (US);

Arlene E. Miranda, Huntington Beach, CA (US);

Michael Burger, Aliso Viejo, CA (US);

Nelson Yu, El Monte, CA (US);

Inventors:

Michael R. Balducci, Aliso Viejo, CA (US);

Arlene E. Miranda, Huntington Beach, CA (US);

Michael Burger, Aliso Viejo, CA (US);

Nelson Yu, El Monte, CA (US);

Assignee:

ConsumerInfo.com, Inc., Irvine, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 11/00 (2006.01); G06F 17/30 (2006.01); G06F 21/00 (2006.01); G06Q 40/00 (2006.01); G06Q 20/00 (2006.01); H04M 1/66 (2006.01);
U.S. Cl.
CPC ...
Abstract

An identity monitoring system notifies legal guardians of potentially fraudulent activity associated with their children's identities. The monitoring system may determine if credit files for respective enrolled minors exist and monitor any credit files of the enrolled minors, such as via periodic requests for credit data and comparison of certain returned credit data, in order to determine if potentially fraudulent activity associated with the minor has occurred. The monitoring system provides periodic notifications, such as via email and/or Internet-accessible user interfaces, regarding potentially fraudulent use of their children's identities. In one embodiment, the monitoring system also provides legal guardians with useful information and resources for how they can further protect the identity of their children.


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