Lake St. Louis, MO, United States of America

Michael Hochhalter

USPTO Granted Patents = 2 


Average Co-Inventor Count = 13.0

ph-index = 1

Forward Citations = 3(Granted Patents)


Company Filing History:


Years Active: 2022-2025

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2 patents (USPTO):Explore Patents

Title: Michael Hochhalter - Innovator in Dynamic Security Code Authorization

Introduction

Michael Hochhalter is an inventive mind based in the United States. He has made significant contributions to the field of security technology, particularly in the area of transaction authorization. His innovative approach focuses on enhancing the security of payment transactions through dynamic security codes.

Latest Patents

Hochhalter holds a notable patent for a method titled "Dynamic Security Code Authorization Verification Service." This method involves receiving a request to verify a dynamic security code included in a transaction authorization request message. The transaction authorization request message is generated in connection with a payment account transaction. The method further includes performing a verification process with respect to the dynamic security code to generate a verification result. Additionally, the transaction authorization request message may be modified by adding the verification result to the transaction authorization request message. The modified transaction authorization request message may then be transmitted to an issuer of a payment account designated for use in the payment account transaction. Despite his innovative contributions, he currently holds 2 patents.

Career Highlights

Throughout his career, Hochhalter has focused on developing solutions that enhance the security of financial transactions. His work has been instrumental in addressing vulnerabilities associated with payment systems. He has consistently demonstrated a commitment to innovation and security in the financial technology sector.

Collaborations

Hochhalter has collaborated with various professionals in the field, including his coworker Pete Kaulbach. Their partnership has fostered the development of advanced security solutions that aim to protect consumers and businesses alike.

Conclusion

Michael Hochhalter is a dedicated inventor whose work in dynamic security code authorization has the potential to significantly improve transaction security. His innovative methods reflect a deep understanding of the challenges faced in the payment industry.

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