The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 27, 2025

Filed:

May. 23, 2022
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Maribeth Sevigny Warner, Clarkston, VA (US);

Pete Kaulbach, Bedford, CA;

Robert C Dunnell, Saint Louis, MO (US);

Robert J McDonald, Belleville, IL (US);

Kathy Donnelly, Cottleville, MO (US);

Thomas Roewe, Belleville, IL (US);

Ghassan T Jabr, Wentzville, MO (US);

Michael Hochhalter, Lake St. Louis, MO (US);

Russell W Ball, Bridgeton, MO (US);

Winifred Elizabeth House, Troy, MO (US);

Prasad Krishnamoorthy Rao, Wildwood, MO (US);

Matthew Hanmer, Northampton, GB;

Nora Kryza, Fenton, MI (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 30/0601 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/341 (2013.01); G06Q 20/382 (2013.01); G06Q 20/385 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4018 (2013.01); G06Q 20/405 (2013.01); G06Q 20/409 (2013.01); G06Q 30/0601 (2013.01);
Abstract

A method includes receiving a request to verify a dynamic security code included in a transaction authorization request message. The transaction authorization request message was generated in connection with a payment account transaction. The method further includes performing a verification process with respect to the dynamic security code to generate a verification result. In addition, the transaction authorization request message may be modified by adding the verification result to the transaction authorization request message. Also, the modified transaction authorization request message may be transmitted to an issuer of a payment account designated for use in the payment account transaction.


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