Glen Allen, VA, United States of America

Melissa Yoemans Heng

This inventor holds 24 USPTO granted patents and 8 published patent applications and 3 EPO patents, primarily in Contactless Card Technology. Top assignee: Capital One Services, LLC. Active years: 2020-2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Melissa Yoemans Heng. Retrieved from https://idiyas.com/inventor/melissa-yoemans-heng

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

USPTO Granted Patents = 24 (Patent Applications = 8)

% Patents Active = 100.0

EPO Patents = 3 (Patent Applications = 3)

Average Co-Inventor Count = 5.6

ph-index = 8

Forward Citations = 125(Granted Patents)

Company Filing History:

24 out of 6,847

Capital One Services, LLC

patents

Years Active: 2020-2026

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Areas of Expertise:

User Authorization

Access Control

Contactless Cards

Cryptographic Authentication

Data Transmission

Email Activation

Digital Authentication

Contextual Tapping Engine

Phone Activation

Account Management

24 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 12749073 - Systems and methods for user authorization and access to services using contactless cards (2026-09-29),

2. 12574243 - Systems and methods for email-based card activation (2026-03-10),

3. 12347284 - Contextual tapping engine (2025-07-01),

4. 12154097 - Systems and methods for phone-based card activation (2024-11-26),

5. 12112322 - Systems and methods for user authorization and access to services using contactless cards (2024-10-08),

6. 12106294 - Systems and methods for cryptographic authentication of contactless cards (2024-10-01),

7. 12061682 - System and method to perform digital authentication using multiple channels of communication (2024-08-13),

8. 11843700 - Systems and methods for email-based card activation (2023-12-12),

9. 11790187 - Systems and methods for data transmission using contactless cards (2023-10-17),

10. 11734985 - Contextual tapping engine (2023-08-22),

11. 11438164 - Systems and methods for email-based card activation (2022-09-06),

12. 11436887 - Contextual tapping engine (2022-09-06),

13. 11341480 - Systems and methods for phone-based card activation (2022-05-24),

14. 11321546 - Systems and methods data transmission using contactless cards (2022-05-03),

15. 11182785 - Systems and methods for authorization and access to services using contactless cards (2021-11-23),

Title: Innovator Spotlight: Melissa Yoemans Heng from Glen Allen, VA

Introduction: Melissa Yoemans Heng is an accomplished inventor based in Glen Allen, Virginia, with an impressive portfolio of 21 patents. Her innovative work primarily revolves around systems and methods that enhance the capabilities of contactless cards, significantly impacting the financial technology sector.

Latest Patents: Among Melissa's latest patents are the "Systems and methods for phone-based card activation" and "Systems and methods for user authorization and access to services using contactless cards." The first patent outlines a framework for data transmission between a contactless card, a client device, and one or more servers. This invention allows the contactless card to activate through a specific set of information transmitted securely to the client device. The second patent further establishes a robust data transmission system between devices, utilizing a master key to generate a diversified key for encrypting and protecting data during transmission.

Career Highlights: Melissa currently contributes her expertise to Capital One Services, LLC, where she leverages her innovative skills to develop cutting-edge solutions in the financial technology landscape. Her contributions not only showcase her talent but also reflect the forward-thinking approach of Capital One in modern banking and payment systems.

Collaborations: Throughout her impressive career, Melissa has collaborated with notable coworkers, including Jeffrey Rule and Colin Hart. These collaborations have driven innovation and efficiency, leading to advancements in financial services through the development of effective technologies.

Conclusion: Melissa Yoemans Heng's work exemplifies the spirit of innovation in the technology sector. With her extensive patents and impactful collaborations, she continues to pave the way for advancements in contactless technology, enhancing user experiences and security in financial transactions. Her contributions are vital to the ongoing evolution of the industry.

Profile summary based on public USPTO records.