The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 08, 2024

Filed:

Oct. 14, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Kaitlin Newman, Washington, DC (US);

Colin Hart, Arlington, VA (US);

Jeffrey Rule, Chevy Chase, MD (US);

Lara Mossler, Farmville, VA (US);

Sophie Bermudez, Washington, DC (US);

Michael Mossoba, Arlington, VA (US);

Wayne Lutz, Fort Washington, MD (US);

Charles Nathan Crank, Henrico, VA (US);

Melissa Heng, Glen Allen, VA (US);

Kevin Osborn, Newton Highlands, MA (US);

Kimberly Haynes, Reston, VA (US);

Andrew Cogswell, Midlothian, VA (US);

Latika Gulati, Annandale, VA (US);

Sarah Jane Cunningham, Arlington, VA (US);

James Ashfield, Midlothian, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/34 (2012.01); H04L 9/08 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3829 (2013.01); G06Q 20/352 (2013.01); G06Q 20/38215 (2013.01); H04L 9/0838 (2013.01); H04L 9/0866 (2013.01); H04L 2209/56 (2013.01);
Abstract

Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.


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