Oakland, CA, United States of America

Maria M Benjamin


Average Co-Inventor Count = 8.0

ph-index = 1

Forward Citations = 1(Granted Patents)


Company Filing History:


Years Active: 2021-2025

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3 patents (USPTO):Explore Patents

Title: Maria M Benjamin: Innovator in Financial Technology

Introduction

Maria M Benjamin is a prominent inventor based in Oakland, CA, specializing in financial technology. She has made significant contributions to the field, holding a total of 3 patents that focus on enhancing access to financial accounts for customers of financial institutions.

Latest Patents

Maria's latest patents include innovative systems and methods designed to improve financial access. One of her notable inventions is titled "Break the Glass for Financial Access - Systems, Methods, and Computer-Readable Storage Media Utilized for Revoking Access to a Financial Account Held by a Customer of a Financial Institution." This method involves determining an access level based on information stored in an account database and an adverse event experienced by a customer. It also includes authorizing a designee of the customer for future payment requests and transmitting alert messages regarding the authorization.

Another significant patent by Maria is "Break the Glass for Financial Access - Systems, Methods, and Computer-Readable Storage Media Utilized for Determining Access to a Financial Account Held by a Customer of a Financial Institution." This invention establishes a communication session with a sensor device, allowing the financial institution's computing system to continuously receive sensor data. It retrieves device data from a user device and determines the customer's access level based on sensor and device data, ultimately authorizing payment requests.

Career Highlights

Maria M Benjamin is currently employed at Wells Fargo Bank, N.A., where she applies her expertise in financial technology to develop innovative solutions. Her work focuses on improving customer access to financial services and enhancing security measures.

Collaborations

Throughout her career, Maria has collaborated with talented professionals, including Wayne Barakat and Ha M Duong, to drive innovation in the financial sector.

Conclusion

Maria M Benjamin is a trailblazer in financial technology, with her patents reflecting her commitment to improving access and security for customers. Her contributions continue to shape the future of financial services.

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