The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 15, 2021

Filed:

Dec. 23, 2016
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Wayne Barakat, Novato, CA (US);

Maria M. Benjamin, Oakland, CA (US);

Ha M. Duong, San Francisco, CA (US);

Laura Marie Fontana, San Francisco, CA (US);

Brian Hanafee, Pleasanton, CA (US);

Marion M. Hsieh, San Francisco, CA (US);

Caroline Machado, Mountain View, CA (US);

Walter Schenk, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 50/18 (2012.01); G06F 21/45 (2013.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06F 21/45 (2013.01); G06Q 50/186 (2013.01); G06F 2221/2141 (2013.01);
Abstract

Examples described herein relate to apparatus and methods for determining access to a financial account held by a customer of a financial institution, including, but not limited to, determining, by a processor of a financial institution computing system, an adverse event that causes death or incapacitation to the customer based on an adverse event message received from a user device associated with the customer, and in response to determining the adverse event, granting, by the processor, the access to the financial account held by the customer to a designee.


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