Kevin L Higgins, Sr

Title: Kevin L Higgins, Sr: Innovator in Payment Systems

Introduction

Kevin L Higgins, Sr. is a notable inventor based in Mason, OH (US). He has made significant contributions to the field of payment systems, holding two patents that enhance the interaction between mobile devices and merchant processing systems.

Latest Patents

One of his latest patents is a "Distributed payment system and method." This invention provides a payment system that allows a mobile communications device (MCD) to interact with a merchant processing device (MPD) and a payment engine. A communications component associated with the payment engine can send requested barcodes to the MPD, receive barcodes or alphanumeric Universal Product Codes from customer MCDs, and handle payment authorizations and settlements. Additionally, a barcode management component can generate and interpret barcodes based on merchant offerings and client requests. A security algorithms component can employ an offset pair algorithm to convert each digit from payment card information into an offset pair of digits to facilitate security in accordance with one embodiment of the present invention.

Career Highlights

Kevin L Higgins, Sr. is currently associated with Playspan Inc., where he continues to innovate in the payment processing sector. His work focuses on improving the efficiency and security of transactions conducted via mobile devices.

Collaborations

One of his notable coworkers is Andrew Magruder, with whom he collaborates on various projects within the company.

Conclusion

Kevin L Higgins, Sr. is a prominent figure in the realm of payment innovations, contributing valuable patents that enhance mobile payment systems. His work continues to influence the way transactions are processed in today's digital economy.