The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 13, 2016

Filed:

Dec. 01, 2014
Applicant:

Playspan, Inc., Santa Clara, CA (US);

Inventors:

Kevin L. Higgins, Sr., Mason, OH (US);

Andrew Magruder, Loveland, OH (US);

Assignee:

Playspan, Inc., Santa Clara, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/32 (2012.01); G06Q 20/12 (2012.01); G06Q 20/20 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); G06Q 40/02 (2012.01); G07G 1/14 (2006.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/322 (2013.01); G06Q 20/12 (2013.01); G06Q 20/20 (2013.01); G06Q 20/204 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/385 (2013.01); G06Q 20/387 (2013.01); G06Q 20/3823 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/425 (2013.01); G06Q 40/02 (2013.01); G07G 1/14 (2013.01); H04L 9/32 (2013.01); H04L 9/3226 (2013.01); H04L 2209/56 (2013.01); H04L 2209/80 (2013.01);
Abstract

The present invention provides a payment system that allows a mobile communications device (MCD) to interact with a merchant processing device (MPD) and a payment engine. A communications component associated with the payment engine can send requested barcodes to the MPD, receive barcodes or alphanumeric Universal Product Codes from customer MCDs, and handle payment authorizations and settlements. A barcode management component can generate and interpret barcodes based upon merchant offerings and client requests. A security algorithms component can employ an offset pair algorithm to convert each digit from a payment card information into an offset pair of digits to facilitate security in accordance with one embodiment of the present invention.


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