Company Filing History:
1 out of 6 
1 out of 832,912 Years Active: 2015-2019
Title: Innovations by James Gardiner
Introduction
James Gardiner is an accomplished inventor based in Newport Pagnell, GB. He has made significant contributions to the field of electronic payment systems, holding a total of 2 patents. His work focuses on enhancing the security and efficiency of payment transactions.
Latest Patents
One of Gardiner's latest patents is titled "System and method for authenticating a payment transaction." This invention describes a system that authenticates payment transactions between a merchant and a customer in an electronic payment system. The process involves receiving transaction details from the merchant at a mobile electronic device. The customer is authenticated using an authentication token at an authentication terminal. Additionally, the geo-location of both the mobile device and the authentication terminal is compared to ensure they are within a predefined geographical distance during the transaction.
Another notable patent is the "Payment transaction receipt system and method." This invention provides a method for delivering receipt data for a payment transaction through a transaction receipt portal system. It involves storing receipt data for completed transactions received from a remote merchant system. The stored data is associated with both the customer and the merchant registered with the system. The electronic receipt from the merchant system includes data for retrieving the stored receipt data.
Career Highlights
Throughout his career, James Gardiner has worked with various organizations, including Barclays Services Corporation. His experience in the financial sector has greatly influenced his innovative approaches to payment systems.
Collaborations
James has collaborated with professionals in his field, including his coworker Pratik Patel. Their joint efforts have contributed to the development of advanced payment solutions.
Conclusion
James Gardiner's innovative work in electronic payment systems showcases his commitment to improving transaction security and efficiency. His patents reflect a deep understanding of the challenges in the payment industry and offer practical solutions to enhance user experience.