The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 25, 2019
Filed:
Nov. 06, 2012
Applicant:
Barclays Bank Plc, London, GB;
Inventors:
Pratik Patel, Oadby, GB;
James Gardiner, Newport Pagnell, GB;
Assignee:
BARCLAYS SERVICES LIMITED, London, GB;
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); H04L 29/06 (2006.01); H04W 4/02 (2018.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/3224 (2013.01); H04L 63/0853 (2013.01); H04L 63/107 (2013.01); H04W 4/02 (2013.01);
Abstract
A system and method of authenticating a payment transaction between a merchant and a customer in an electronic payment system are described. Transaction details presented by the merchant are received at a mobile electronic device, the customer is authenticated by means of an authentication token presented by the customer at an authentication terminal, and the geo-location of the mobile electronic device and the authentication terminal are compared to verify that the device and terminal are within a predefined geographical distance at the time the payment transaction is processed.