Company Filing History:
Years Active: 2021-2024
Title: Innovations of James D. Crowell in Payment Card Systems
Introduction
James D. Crowell is an accomplished inventor based in West Des Moines, IA (US). He has made significant contributions to the field of financial technology, particularly in the management of payment card systems. With a total of 8 patents to his name, Crowell's work has had a notable impact on how financial institutions handle transactions securely and efficiently.
Latest Patents
One of Crowell's latest patents focuses on connected payment card systems and methods. This invention discloses methods and systems for managing payment cards through a financial institution computing system. The system includes a token database that stores a variety of tokens and their associated information. Additionally, it features a network interface circuit that allows the financial institution computing system to exchange information over a network. A key component of this system is the token management circuit, which enables a graphical user interface on a customer device. This interface can be used to generate new token requests, re-provision existing token requests, and manage various requests. The management requests allow for the enabling and disabling of tokens, ensuring that transactions against a payment card account using an enabled token are completed, while transactions using a disabled token are denied.
Career Highlights
James D. Crowell has built a successful career at Wells Fargo Bank, N.A., where he has been instrumental in developing innovative solutions for payment processing. His expertise in financial technology has positioned him as a key player in the industry, contributing to advancements that enhance security and user experience in financial transactions.
Collaborations
Throughout his career, Crowell has collaborated with talented professionals, including Michelle B. Techel and Peter Ho. These collaborations have fostered an environment of innovation and creativity, leading to the development of cutting-edge technologies in the financial sector.
Conclusion
James D. Crowell's contributions to payment card systems exemplify the importance of innovation in the financial industry. His patents and work at Wells Fargo Bank, N.A. continue to shape the future of secure financial transactions.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.