The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 21, 2022

Filed:

Nov. 23, 2016
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Michelle B. Techel, San Carlos, CA (US);

Peter Ho, Walnut Creek, CA (US);

Timothy R. Edge, San Francisco, CA (US);

Dorothy M. Scocci, San Ramon, CA (US);

Brenda L. Yost, San Francisco, CA (US);

Kathy Barris Dideum, San Antonio, TX (US);

Cheryl Lynn Wong, Alameda, CA (US);

Khyati Soparkar, Fremont, CA (US);

Steven E. Puffer, Champlin, MN (US);

Stephanie S. Hellman, Fairfax, CA (US);

Brian M. Pearce, Pleasanton, CA (US);

James D. Crowell, West Des Moines, IA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 40/02 (2012.01); G06Q 20/34 (2012.01); G07F 17/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3672 (2013.01); G06Q 20/349 (2013.01); G06Q 40/02 (2013.01); G07F 17/3211 (2013.01); G07F 17/3248 (2013.01);
Abstract

Methods and systems of managing payment cards are disclosed. A financial institution computing system includes a token database storing a plurality of tokens and token information, a network interface circuit enabling the financial institution computing system to exchange information over a network; and a token management circuit. The token management circuit enables a graphical user interface on a customer device over the network that can be used to generate new token requests, re-provision token requests, and management requests. The management requests enable and disable tokens, such that transactions against a payment card account using an enabled token are completed, and transactions against the payment card account using a disabled token are denied.


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