Company Filing History:
Years Active: 2021-2024
Title: Innovator Profile: Michelle B. Techel
Introduction
Michelle B. Techel, an accomplished inventor based in San Carlos, California, holds a remarkable portfolio of 8 patents. Her contributions to the field of financial technology are noteworthy, showcasing her ability to merge innovation with practical solutions for modern banking challenges.
Latest Patents
One of Michelle's latest innovations is in connected payment card systems and methods. This patent detail discloses methods and systems for managing payment cards through a sophisticated financial institution computing system. It includes a token database that stores various tokens and token information, a network interface circuit for information exchange, and a token management circuit. With this design, a graphical user interface on customer devices allows users to generate new token requests, re-provision existing tokens, and manage their requests effectively. The management functionality allows for enabling and disabling tokens, ensuring that transactions using enabled tokens are completed while those with disabled tokens are denied.
Career Highlights
Currently, Michelle works at Wells Fargo Bank, N.A., where she continues to drive innovation in financial technologies. Her expertise and creativity have significantly shaped the way payment systems function, enhancing security and efficiency in transactions.
Collaborations
Throughout her career, Michelle has had the opportunity to collaborate with several talented professionals, including her colleagues Peter Ho and Timothy R. Edge. Together, they work to advance the capabilities of financial products offered by their institution, ensuring that customer needs are met with cutting-edge solutions.
Conclusion
Michelle B. Techel stands out as a leading figure in the realm of financial innovation. With her impressive list of patents and her commitment to enhancing payment systems, she continues to play a crucial role in the evolution of banking technology. Her work not only benefits consumers but also sets new standards in the financial industry.