Location History:
- San Francisco, CA (US) (2022)
- Woodside, CA (US) (2021 - 2023)
Company Filing History:
Years Active: 2021-2025
Title: Jacqueline Reses: Innovator in Financial Technologies
Introduction
Jacqueline Reses, based in Woodside, California, is a trailblazing inventor with a notable portfolio comprising five patents. Her innovative contributions primarily focus on enhancing financial technologies, paving the way for smarter capital management and integrating cryptocurrency into lending processes.
Latest Patents
One of her latest patents, "Predicting Capital Needs," describes a sophisticated system that evaluates transaction data from a user’s account. This system analyzes historical account data to determine a minimum balance necessary for maintaining anticipated payments. By understanding the fluctuations in account balances, the system can identify surpluses of funds and subsequently send instructions based on these analyses.
Another significant patent addresses "Cryptographic-Asset Collateral Management." This process introduces a smart contract that manages loans secured by the borrower’s cryptocurrency. The smart contract not only secures the loan but also continuously monitors the cryptocurrency to ensure compliance with a loan-to-value threshold. Adjustments can be made based on real-time evaluations, enhancing security and efficiency in lending.
Career Highlights
Throughout her career, Jacqueline has played key roles in influential companies such as Square, Inc. and Block, Inc. Her work in these organizations has focused on developing and implementing innovative financial solutions that leverage technology for improved user experiences and operational efficiency.
Collaborations
Jacqueline has collaborated with esteemed colleagues, including Audrey Kim and Theodore Kosev. These collaborations highlight her commitment to teamwork and innovation, reinforcing the impact of her work within the financial technology landscape.
Conclusion
Jacqueline Reses stands out as a prominent inventor in the fintech sector, with her patents reflecting a deep understanding of market needs and technological possibilities. Her innovative work continues to influence how individuals and institutions manage capital and cryptocurrency, marking her as a significant figure in the realm of financial innovations.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.