The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 09, 2021

Filed:

Jul. 22, 2020
Applicant:

Square, Inc., San Francisco, CA (US);

Inventor:

Jacqueline Reses, Woodside, CA (US);

Assignee:

SQUARE, INC., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2012.01); G06Q 20/34 (2012.01); G06Q 40/00 (2012.01); G06Q 20/08 (2012.01); G06F 3/0481 (2013.01); G06Q 30/08 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/025 (2013.01); G06Q 20/0855 (2013.01); G06Q 20/34 (2013.01); G06Q 40/12 (2013.12); G06F 3/0481 (2013.01); G06Q 30/08 (2013.01);
Abstract

This disclosure describes, in part, techniques for enabling a merchant or other user to obtain needed capital by financing the cost of individual items after the merchant or other user has acquired the item(s) using a financial instrument, such as a credit card, debit card, or the like. For example, an example merchant may purchase, through the course of a month or other time period, multiple items for operation of their business using a credit card provided by a financial institution. Thereafter, a service provider may aggregate these purchases and enable the merchant to request to finance individual item(s). In response to receiving such a request, the service provider can solicit offers from an array of lenders.


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