Creve Coeur, MO, United States of America

Jacob Matthew Sterling

This inventor holds 15 USPTO granted patents and 11 published patent applications, primarily in Electronic Transactions. Top assignee: Worldpay Limited. Active years: 2019-2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: Jacob Matthew Sterling. Retrieved from https://idiyas.com/inventor/jacob-matthew-sterling

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Calculating rank
USPTO Granted Patents = 15 

% Patents Active = 93.3

Average Co-Inventor Count = 2.4

ph-index = 2

Forward Citations = 12(Granted Patents)


Company Filing History:


Years Active: 2019-2026

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Areas of Expertise:
Secure Authorization
Tokenized Identifiers
Credit Transactions
Payment Technologies
Consumer Consent
Transaction Data
Loyalty Management
Historical Purchase Activity
15 patents (USPTO):Explore Patents

Title: Innovations of Jacob Matthew Sterling

Introduction

Jacob Matthew Sterling is a notable inventor based in Creve Coeur, MO (US). He has made significant contributions to the field of technology, particularly in transaction data collection and credit transaction enhancements. With a total of 14 patents to his name, Sterling's work reflects a commitment to improving the efficiency and security of financial transactions.

Latest Patents

One of Sterling's latest patents is titled "Systems and methods for capturing account holder consent for transaction data collection." This innovation provides an account holder with an incentive-consent matrix at a point-of-sale device of a merchant. The system allows account holders to consent to store transaction-related data in exchange for incentives, such as coupons or other offerings. Different levels of consent can be offered, each associated with varying incentives. Another significant patent is "Technologies for enhanced credit transactions." This technology involves a point-of-sale computing system that processes payment vehicle data for credit transactions. It determines whether a credit transaction is an alternate routing candidate and routes authorization requests accordingly, enhancing the overall transaction process.

Career Highlights

Sterling's career is marked by his role at Worldpay Limited, where he has been instrumental in developing innovative payment solutions. His expertise in transaction technologies has positioned him as a key player in the industry.

Collaborations

Sterling has collaborated with notable colleagues, including Brent Alan Badger and Scott Wayne DeAngelo. Their combined efforts have contributed to the advancement of payment technologies and systems.

Conclusion

Jacob Matthew Sterling's contributions to the field of technology, particularly in transaction data collection and credit transactions, showcase his innovative spirit and dedication to improving financial systems. His patents reflect a forward-thinking approach that continues to influence the industry.

Profile summary based on public USPTO records.
Data Sources: USPTO Patent Grant XML, Patent Center, EPO & CIPO • Normalized by IDiyas Innovation Graph. Methodology & provenance architecturePlease report any incorrect information to [email protected]
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