The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 12, 2025

Filed:

Dec. 01, 2023
Applicant:

Worldpay, Llc, Symmes Township, OH (US);

Inventors:

Jacob Matthew Sterling, Creve Coeur, MO (US);

Scott Wayne Deangelo, Mason, OH (US);

Dennis A. Kettler, Mason, OH (US);

Balaji Janakiraman Iyer, Aurora, IL (US);

Trevor Alan Bass, Cambridge, MA (US);

Assignee:

Worldpay, LLC, Symmes Township, OH (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/02 (2012.01); G06Q 30/0201 (2023.01); G06Q 30/0207 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0222 (2013.01); G06Q 30/0201 (2013.01);
Abstract

Systems and methods are disclosed for providing an account holder with an incentive-consent matrix at a point-of-sale device of a merchant. The account holder can provide consent to store transaction related data and obtain an incentive in exchange. The incentive can be a coupon or other offering associated with the merchant. Varying levels of consent can be offered, with each level associated with an incentive having a different relative value. The transaction data can subsequently be provided to a recipient in accordance with the consent received from the account holder.


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