Irina Koryakovtseva

Title: The Innovative Contributions of Irina Koryakovtseva

Introduction

Irina Koryakovtseva is a notable inventor based in Marlboro, NJ (US), recognized for her significant contributions to the field of online financial services and secure user authentication. With a total of 2 patents, her work has paved the way for advancements in electronic commerce and banking applications.

Latest Patents

Koryakovtseva's latest patents include "Methods and systems for implementing on-line financial institution services via a single platform." This invention describes a method and system that deploys global online banking applications from a single source base, allowing for adaptation to various business rules and languages across different regions. The platform creates separate web applications tailored to individual businesses, ensuring that each can operate independently without affecting others.

Another significant patent is "Methods and systems for secure user authentication." This invention outlines a computer-implemented method for secure user authentication in electronic commerce. It involves maintaining electronic information accessible through a first electronic communication channel, requiring the entry of a first credential known to the user. A second credential is provided to the user via a different communication channel, enhancing security during online transactions.

Career Highlights

Throughout her career, Koryakovtseva has worked with prominent organizations, including Citicorp Development Center, Inc. and Citicorp Credit Services, Inc. Her experience in these companies has contributed to her expertise in developing innovative solutions for the financial sector.

Collaborations

Koryakovtseva has collaborated with notable professionals in her field, including Michael L Grandcolas and Jennifer Vos. These collaborations have likely enriched her work and contributed to her success as an inventor.

Conclusion

Irina Koryakovtseva's innovative patents and career achievements highlight her significant impact on the fields of online banking and secure user authentication. Her contributions continue to influence the evolution of electronic commerce and financial services.