The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 28, 2020
Filed:
Oct. 03, 2005
Michael Grandcolas, Santa Monica, CA (US);
John Riblett, Culver City, CA (US);
Ted Krawiec, Malibu, CA (US);
Albert Cohen, Encino, CA (US);
Sam Shahdousti, Los Angeles, CA (US);
Naresh Vyas, Redondo Beach, CA (US);
Mike Mast, Oak Park, CA (US);
Simon Khilkevich, Northridge, CA (US);
Gene Stolarov, Granada Hills, CA (US);
Irina Koryakovtseva, Marlboro, NJ (US);
Grigor Markarian, Oak Park, CA (US);
Jeremy Dimond, Bolingbrook, IL (US);
Avinash Kharul, Santa Monica, CA (US);
Amit Chitnis, Los Angeles, CA (US);
Ravin Vernekar, Los Angeles, CA (US);
Dilip Parekh, Los Angeles, CA (US);
Mark Bitter, Los Angeles, CA (US);
Farah Khalili, Beverly Hills, CA (US);
Teresa Petach, Los Angeles, CA (US);
Chris Kowalski, Culver City, CA (US);
Rajashree Karwa, Los Angeles, CA (US);
Michael Grandcolas, Santa Monica, CA (US);
John Riblett, Culver City, CA (US);
Ted Krawiec, Malibu, CA (US);
Albert Cohen, Encino, CA (US);
Sam Shahdousti, Los Angeles, CA (US);
Naresh Vyas, Redondo Beach, CA (US);
Mike Mast, Oak Park, CA (US);
Simon Khilkevich, Northridge, CA (US);
Gene Stolarov, Granada Hills, CA (US);
Irina Koryakovtseva, Marlboro, NJ (US);
Grigor Markarian, Oak Park, CA (US);
Jeremy Dimond, Bolingbrook, IL (US);
Avinash Kharul, Santa Monica, CA (US);
Amit Chitnis, Los Angeles, CA (US);
Ravin Vernekar, Los Angeles, CA (US);
Dilip Parekh, Los Angeles, CA (US);
Mark Bitter, Los Angeles, CA (US);
Farah Khalili, Beverly Hills, CA (US);
Teresa Petach, Los Angeles, CA (US);
Chris Kowalski, Culver City, CA (US);
Rajashree Karwa, Los Angeles, CA (US);
CITICORP CREDIT SERVICES, INC. (USA), Sioux Falls, SD (US);
Abstract
A method and system for implementing on-line financial institution services via a single physical and logical platform deploys global online banking applications in an environment in which the applications are built from a single source base and adapted to various business rules and languages associated with different regions, countries and businesses. Separate web apps are created for each individual business according to contextual attributes, and application servers running the context dependent web apps provide the interface between customers and banking functionality. The platform relies in part on reuse of appropriate components to achieve integration, as well as sharing of core services. As a result of the independent nature of business specific components, each business may require different versions of application software and may update or implement new components without affecting existing business components.