Company Filing History:
Years Active: 2022-2025
Title: Hardik Wadhwa: Innovator in Payment Processing Technologies
Introduction
Hardik Wadhwa is an accomplished inventor based in Bengaluru, India, renowned for his contributions to payment processing technologies. With a total of five patents to his name, Wadhwa has been at the forefront of integrating artificial intelligence into financial systems to enhance operational efficiency and user experience.
Latest Patents
Among his latest innovations, Wadhwa has developed an "Artificial Intelligence Based Product Recommendation Methods and Systems for Enhancing Approvals of Payment Processing Requests." This patent outlines a server system that processes payment authorization requests in real-time, predicting a combination of authorizing components to enhance approval rates for transactions. By utilizing a trained machine learning model, the system identifies pertinent transaction features to propose effective product recommendations to issuers and merchants.
Another notable patent focuses on a "Method to Determine that a Credit Card Number Change has Occurred." This invention employs a computing device capable of recognizing new credit card numbers related to old account numbers that have changed. Through sophisticated data processing and a modified siamese network, the technology allows for seamless transitions in credit card management, ensuring the continuity of service for cardholders.
Career Highlights
Hardik Wadhwa currently works at Mastercard International Incorporated, where he applies his expertise in technologies designed to optimize financial transactions. His innovative mindset and technical skills have led to advancements that enhance payment security and approval efficiency, benefitting both consumers and merchants alike.
Collaborations
Wadhwa collaborates closely with talented professionals such as Ankur Arora and Gaurav Dhama, who share his commitment to driving innovation in the payment processing sector. Together, they contribute to a dynamic work environment at Mastercard, fostering creativity and pushing boundaries in technology.
Conclusion
Through his inventive spirit and dedication to technological advancement, Hardik Wadhwa is making significant strides in the realm of payment processing. His patents not only reflect his innovative capabilities but also pave the way for enhanced financial solutions that meet the demands of a rapidly evolving digital landscape. As he continues to shape the future of payment technologies, Wadhwa stands out as a key figure in the industry.