The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 01, 2026
Filed:
Dec. 16, 2021
Mastercard International Incorporated, Purchase, NY (US);
Anubhav Gupta, Lucknow, IN;
Hardik Wadhwa, Sirsa, IN;
Siddharth Vimal, Chandigarh, IN;
Siddhartha Asthana, Ghaziabad, IN;
Ankur Arora, New Delhi, IN;
Paul John Paolucci, West Harrison, NY (US);
Ganesh Nagendra Prasad, Stamford, CT (US);
Jonathan Trivelas, Stormville, NY (US);
Samantha Medina, Elmsford, NY (US);
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
Embodiments provide methods and systems for identifying a re-routed transaction. Method performed by processor includes retrieving a plurality of transaction windows from a transaction database. Each transaction window includes a transaction declined under a restricted MCC. The method includes accessing a plurality of features associated with each transaction of each transaction window from the transaction database. The method includes predicting an output dataset of a plurality of reconstructed transaction windows based on feeding the input dataset to a trained neural network model. The method includes computing a corresponding reconstruction loss value for each transaction of each transaction window. The method includes comparing the corresponding reconstruction loss value for each transaction with a pre-determined threshold value. The method includes identifying the transaction as a re-routed transaction corresponding to the transaction declined under the restricted MCC, if a corresponding reconstruction loss value for a transaction is higher than the pre-determined threshold value.