Location History:
- Carmel, CA (US) (2010 - 2012)
- Dallas, TX (US) (2013)
Company Filing History:
Years Active: 2010-2013
Title: Innovations by Deborah M Winick
Introduction
Deborah M Winick is an accomplished inventor based in Carmel, CA (US). She has made significant contributions to the field of financial technology, holding a total of 3 patents. Her work focuses on enhancing the efficiency and security of financial transactions.
Latest Patents
One of her latest patents is titled "System and method for authorizing third-party transactions for an account at a financial institution on behalf of the account holder." This invention allows financial institutions to collect, process, transmit, and confirm authorizations for electronic payments and direct deposits on behalf of account holders. The method includes establishing a pre-existing list of prospective third-party participants, such as employers and billers, to streamline the authorization process.
Another notable patent is "Visual cues for identifying financial accounts." This invention introduces distinctive visual cues, such as specific colors, to differentiate between various accounts, including joint and individual checking accounts. These visual cues can be applied to statements and other materials, providing a quick and easy way to identify accounts. Additionally, a confidential flag can be assigned to certain accounts to alert personnel and systems that the account is confidential.
Career Highlights
Deborah M Winick is currently associated with Bank of America Corporation, where she continues to innovate in the financial sector. Her work has significantly impacted how financial institutions manage and process transactions, enhancing user experience and security.
Collaborations
Throughout her career, Deborah has collaborated with talented professionals, including Caroline Beal Stott and Penny L Gerstner. These collaborations have contributed to the development of her innovative solutions in the financial technology space.
Conclusion
Deborah M Winick's contributions to financial technology through her patents demonstrate her commitment to improving the efficiency and security of financial transactions. Her work continues to influence the industry positively.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.