Debashis Ghosh

Charlotte, NC, United States of America

Debashis Ghosh

Premium Member

This inventor holds 104 USPTO granted patents and 117 published patent applications, plus 2 CIPO patents and 2 EPO patents, primarily in Authentication Systems (CPC class G06F21-31). Top assignees: Bank of America Corporation, Mastercard International Incorporated, Wells Fargo Bank, N.A.. Active years: 2010-2026. Education: San Francisco State University (USA); University of California, Davis (USA).

Graduated from:
  • San Francisco State University (USA)
  • University of California, Davis (USA)
USPTO Granted Patents = 104 

% Patents Active = 91.3

 

 

Average Co-Inventor Count = 3.0

ph-index = 12

Forward Citations = 735(Granted Patents)

Forward Citations (Not Self Cited) = 677(Dec 10, 2025)



Company Filing History:


Years Active: 2010-2026

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Areas of Expertise:
Multifactor Authentication
Wearable Computing
Data Communication
Transaction Leveraging
User Authentication
Data Quality Scores
Payment Cards
Encrypted Records
Merchant Analytics
Geographic Income Modeling
Real Estate Valuation
Traffic Flow Analysis
104 patents (USPTO):Explore Patents

Title: Debashis "Misha" Ghosh: Innovator Extraordinaire from Charlotte

Introduction:

Misha Ghosh, a prolific inventor based in Charlotte, NC, and the founder of IDiyas, has made his mark in the world of technology with his remarkable inventiveness and numerous patents. With a strong background in the financial sector, Ghosh has excelled in leveraging his innovative thinking to drive advancements in authentication systems and wearable computing devices. This article explores his latest patents, career highlights, notable collaborations, and the impact of his work in the industry.

Latest Patents:

Ghosh's recent patents showcase his ingenuity in developing cutting-edge technologies. One notable patent is "Methods and systems for leveraging transactions to dynamically authenticate a user." This invention addresses the need for secure user authentication by employing transaction data associated with an individual's payment transactions. By generating challenge questions based on this data, Ghosh's innovation enhances the authentication process, bolstering security and user confidence. Another patent of significance is "Enhanced accessibility using wearable computing devices." This invention introduces a wearable device, such as a smart ring, that provides real-time feedback to guide users in performing physical tasks. Integrating seamlessly with mobile applications, the device assists users in enhancing their productivity and efficiency, revolutionizing the concept of wearable technology.

Career Highlights:

Misha Ghosh's career is illustrious, with his expertise sought after by renowned companies. He has made significant contributions during his tenure at Bank of America Corporation, where his innovative ideas led to advancements in authentication systems for financial transactions. Ghosh's work at Mastercard International Incorporated, where he furthered the development of secure payment technologies, has been equally impactful.

Collaborations:

Throughout his career, Ghosh has had the privilege of collaborating with accomplished professionals, enriching the breadth of his inventions. Notably, he has worked alongside Kurt Newman, a talented individual whose expertise in user experience design complemented Ghosh's technical prowess. Additionally, David Joa, a skilled software engineer, has collaborated with Ghosh on projects to develop user-centric solutions.

Conclusion:

Misha Ghosh, a remarkable innovator with an impressive portfolio of patents, continues to push the boundaries of technology with his inventive mindset. Ghosh has left an indelible mark in the industry through his work in developing transaction-based authentication systems and wearable computing devices. His collaborations with esteemed professionals have further amplified the impact of his inventions. As an esteemed member of the innovation community, he inspires others to think creatively and drive technological advancements forward.

Disclaimer:

The information provided in this article is based on the available data and research conducted on Mr. Debashis Ghosh. Some details may be subject to change or inaccuracies.

Please report any incorrect information to [email protected]
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