The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 06, 2026
Filed:
May. 02, 2023
Wells Fargo Bank, N.a., San Francisco, CA (US);
Debashis Ghosh, Charlotte, NC (US);
Ashutosh Verma, Bengaluru, IN;
Justin Blackburn, Litchfield Park, AZ (US);
Rameshchandra Bhaskar Ketharaju, Hyderabad, IN;
Naveen Gururaja Yeri, Bangalore, IN;
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Systems, apparatuses, methods, and computer program products are disclosed for simultaneous multifactor authentication. An example method includes simultaneously receiving, by communications hardware and in response to a first authentication request, a plurality of authentication factors associated with an individual via a plurality of channels. The example method further includes performing, by an authentication engine, a verification operation that evaluates the plurality of authentication factors in parallel. The example method further includes authorizing, by the authentication engine, the one or more actions based on a successful outcome of the verification operation.