David Richey

Title: Innovations by David Richey

Introduction

David Richey is an accomplished inventor based in Hayward, CA (US). He holds a total of 5 patents that showcase his contributions to technology and innovation. His work primarily focuses on systems and methods that enhance transaction processing and account management.

Latest Patents

One of Richey's latest patents is a "System and method for updating account information." This invention allows for the transmission of user account updates to a transacting party within an authorization response message. The system enables both old and new account information to be included in the message, streamlining the transaction process. Another significant patent is the "System, method, and computer program product for stand-in processing." This invention outlines a method for processing transaction requests as stand-in transactions, determining account capacity, and authorizing transactions based on specific criteria.

Career Highlights

David Richey has had a notable career, working with prominent organizations such as Visa International Service Association and Visa U.S.A. Inc. His experience in these companies has allowed him to develop innovative solutions that address complex transaction processing challenges.

Collaborations

Throughout his career, Richey has collaborated with talented individuals, including Marie King and Lisa Bernhard. These partnerships have contributed to the successful development of his patented technologies.

Conclusion

David Richey's innovative work in transaction processing and account management has made a significant impact in the field. His patents reflect his dedication to improving user experiences and enhancing the efficiency of financial transactions.