The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 12, 2022
Filed:
Nov. 03, 2015
Visa International Service Association, San Francisco, CA (US);
Amy Alterman, San Francisco, CA (US);
Jeffrey Sachs, Foster City, CA (US);
Denise Raper, Austin, TX (US);
Paul Spaeth, Half Moon Bay, CA (US);
Aashish Bhargava, Foster City, CA (US);
Traci Engle, Dublin, CA (US);
Sameer Govila, Foster, CA (US);
Lisa Doherty, San Jose, CA (US);
David Richey, Hayward, CA (US);
VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);
Abstract
Embodiments transmit user account updates to a transacting party within an authorization response message without receiving or requesting an inquiry from the transacting party. Both the old account information and the new account information may be included in the authorization response message sent to the transacting party. Accordingly, the updated account information is provided to the transacting party as a part of the transaction processing. The user account update may include a new account identifier assigned to the account, changes to the user information (e.g. name, address, etc.), changes to the information (e.g. expiration date, security code, etc.) associated with the account.