This inventor holds 4 USPTO granted patents and 1 published patent application and 1 EPO patent. Top assignee: Mastercard International Incorporated. Active years: 2022-2024.
Company Filing History:
Years Active: 2022-2024
Title: The Innovative Contributions of David Goldschmidt
Introduction
David Goldschmidt is a notable inventor based in Aventura, FL (US). He has made significant contributions to the field of payment technologies, holding a total of 4 patents. His work focuses on enhancing the security and efficiency of payment transactions through innovative methods.
Latest Patents
One of Goldschmidt's latest patents is titled "Hybrid tokenization for push payments." This method involves receiving a request for a cryptogram and generating an authentication code. The authentication code is divided into a first code portion and a second code portion. The first code portion is transmitted to a user device, while the second code portion is sent to a transaction originator. A request for transaction data is then received, including both code portions, and the authentication code is verified based on these two portions. Ultimately, a cryptogram is generated and transmitted to the transaction originator.
Another significant patent is "Systems and methods for use in authenticating consumers in connection with payment account transactions." This patent outlines systems and methods for authenticating users during transactions. The method includes identifying a payment device as enabled for facial authentication and retrieving a reference image from the device. A facial image of the user is captured via a camera, and the user is authenticated by comparing the captured image to the reference image. Upon successful authentication, an authorization request for the transaction is compiled and submitted to a payment network.
Career Highlights
David Goldschmidt is currently employed at Mastercard International Incorporated, where he continues to innovate in the payment technology sector. His work has contributed to the development of secure payment systems that enhance user experience and protect sensitive information.
Collaborations
Goldschmidt collaborates with talented professionals in his field, including Nishith Shah and Walter Pimenta. Their combined expertise fosters an environment of innovation and creativity, leading to groundbreaking advancements in payment technologies.
Conclusion
David Goldschmidt's contributions to payment technology through his patents and work at Mastercard International Incorporated highlight his role as a leading inventor in the industry. His innovative methods for secure transactions are paving the way for the future of payment systems.