The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 26, 2022

Filed:

Dec. 16, 2016
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventor:

David Goldschmidt, Aventura, FL (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/20 (2012.01); G06K 9/00 (2022.01); G06Q 20/34 (2012.01); G07F 7/10 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06K 9/00161 (2013.01); G06K 9/00268 (2013.01); G06K 9/00288 (2013.01); G06Q 20/202 (2013.01); G06Q 20/341 (2013.01); G06Q 20/409 (2013.01); G06Q 20/4012 (2013.01); G07F 7/1008 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Systems and methods are provided for use in authenticating consumers based on images of the consumers stored in payment cards. One exemplary method includes receiving, at a point-of-sale (POS) device, a transaction request by a consumer to purchase a product and soliciting, by the POS device, a payment device from the consumer for funding the transaction request. The method also includes retrieving, by the POS device, a reference image provisioned to the payment device, capturing, by the POS device, an image of the consumer presenting the payment device, and comparing, by the POS device, the captured image of the consumer to the reference image. The method then further includes submitting an authorization request, in response to the transaction request, when the captured image of the consumer matches the reference image, whereby the consumer is authenticated to the payment device.


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