This inventor holds 1 USPTO granted patent. Top assignee: Jpmorgan Chase Bank, N.a.. Active years: 2026.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Company Filing History:
Years Active: 2026
Title: David Combs and Transaction-Processing Innovation.
Introduction
David Combs is an inventor associated with Palm Harbor, Florida, and JPMorgan Chase Bank, N.A. His patent work concerns systems and methods for optimizing transaction processing through the combined use of machine learning and rules-based logic.
Latest Patents
Combs is associated with 1 patent, titled “Systems and Methods for Optimized Transaction Processing.” The invention describes a payload engine that receives a transaction and its details, while a machine learning model and a rules engine independently generate transaction-processing parameters. The system then combines the transaction and both parameters into a transaction payload formula.
Career Highlights
The patent reflects an approach to transaction processing that brings machine-learning outputs together with a logic tree based on relevant inputs. Combs’s listed company affiliation is JPMorgan Chase Bank, N.A.
Collaborations
Kari Hytoenen is identified as Combs’s coworker. The available information does not specify their roles or describe a particular joint project.
Conclusion
David Combs’s patent focuses on combining machine learning and rules-based processing to support optimized transaction handling.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile