Systems and methods for optimized transaction processing

Abstract

In some aspects, the techniques described herein relate to a method including: providing a plurality of inputs to a payload engine; providing a machine learning engine, wherein the machine learning includes a machine learning model, and wherein the machine learning model is configured to generate output based on the plurality of inputs; providing a rules engine, wherein the rules engine includes a logic tree based on the plurality of inputs; receiving, at the payload engine, a transaction and associated transaction details; generating, by the machine learning engine and based on the transaction, the associated transaction details, and the plurality of inputs, a first transaction processing parameter; generating, by the rules engine, and based on the transaction, the associated transaction details, and the plurality of inputs, a second transaction processing parameter; and combining the transaction, the first transaction processing parameter and the second transaction processing parameter into a transaction payload formula.