Middletown, DE, United States of America

David Christopher Carey

This inventor holds 15 USPTO granted patents and 7 published patent applications and 2 EPO patents, primarily in Cryptographic Payment Solutions. Top assignee: Jpmorgan Chase Bank, N.a.. Active years: 2021-2026.

IDiyas Innovation Intelligence. (2026). Inventor Profile: David Christopher Carey. Retrieved from https://idiyas.com/inventor/david-christopher-carey

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Calculating rank

USPTO Granted Patents = 15 (Patent Applications = 7)

% Patents Active = 100.0

EPO Patents = 2 (Patent Applications = 5)

Average Co-Inventor Count = 4.1

ph-index = 1

Forward Citations = 1(Granted Patents)

Company Filing History:

15 out of 2,284

Jpmorgan Chase Bank, N.a.

patents

Years Active: 2021-2026

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Areas of Expertise:

Cryptogram Lockbox

Payment Tokens

Funding Card Numbers

Risk Evaluation

Customer Identifier

Mobile Applications

Offer Targeting

Temporal CVV

Person to Person Transactions

Gamification

Token Vault Synchronization

Distributed Ledger

15 patents (USPTO):Sort by Forward CitationsExplore Patents

1. 12619977 - Systems and methods for using a cryptogram lockbox (2026-05-05),

2. 12524758 - Systems and methods for issuing and using dedicated tokens for rewards accounts (2026-01-13),

3. 12481968 - Systems and methods for provisioning funding card numbers to third party wallets (2025-11-25),

4. 12333526 - Systems and methods for payment token provisioning with variable risk evaluation (2025-06-17),

5. 12282937 - Systems and methods for payment product verification and authorization using a customer identifier (2025-04-21),

6. 12175305 - Systems and methods for deterministically linking mobile applications (2024-12-24),

7. 12020275 - Method and system for offer targeting (2024-06-25),

8. 12008548 - Systems and methods for using a cryptogram lockbox (2024-06-11),

9. 11966781 - System and method for implementing a standalone application module (2024-04-23),

10. 11961088 - System and method for providing temporal card verification value (CVV) for secure online transaction processing (2024-04-16),

11. 11928169 - System and method for implementing a functional documentation module (2024-03-12),

12. 11756113 - Systems and methods for conducting person to person transactions using reward points (2023-09-12),

13. 11704662 - Systems and methods for provisioning funding card numbers to third party wallets (2023-07-18),

14. 11429993 - Systems and methods for gamification-based engagement (2022-08-30),

15. 10972269 - Systems and methods for token vault synchronization using a distributed ledger (2021-04-06),

Title: The Innovative Journey of David Christopher Carey

Introduction

David Christopher Carey is an accomplished inventor based in Middletown, DE (US), known for his innovative contributions in financial technology. With a total of 11 patents to his name, Carey’s inventions are paving the way for enhanced payment verification systems and mobile application integrations.

Latest Patents

Among David Carey’s notable inventions are groundbreaking systems and methods aimed at improving payment product verification. His patent titled "Systems and methods for payment product verification and authorization using a customer identifier" takes a comprehensive approach to ensure that payment product providers can effectively match customer information with their profiles. Through sophisticated querying techniques, his systems facilitate the validation of customer identifiers, ensuring a seamless transaction process.

In another significant contribution, Carey introduced "Systems and methods for deterministically linking mobile applications." This invention enables mobile applications to securely connect with financial institution backends, allowing users to easily provision their accounts within the app. The steps outlined in his method ensure a secure and user-friendly experience, highlighting his commitment to integrating security and accessibility in mobile financial services.

Career Highlights

David Carey is currently associated with JPMorgan Chase Bank, N.A., where he has been leveraging his expertise to drive innovation in financial technology. His work focuses on enhancing user experiences and streamlining processes related to payment systems, making them more efficient and secure.

Collaborations

Throughout his career, Carey has worked closely with knowledgeable colleagues, including Raghuram Vudathu and Sudheendra Ayyalasomayajula. Their collaborative efforts have played a key role in the advancement of their shared projects, further enriching the innovative landscape at JPMorgan Chase Bank.

Conclusion

David Christopher Carey exemplifies a forward-thinking inventor whose work is rooted in practicality and technological advancement. With his extensive patents and contributions to financial technology, he continues to make a significant impact in the industry, paving the way for innovative solutions that enhance user experience in payment systems and mobile applications.

Profile summary based on public USPTO records.