This inventor holds 1 USPTO granted patent and 1 published patent application. Top assignee: The Toronto-Dominion Bank. Active years: 2024.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Company Filing History:
Years Active: 2024
Title: Darren Michael Carvalho and Curbside Branch Optimization.
Introduction
Darren Michael Carvalho is an inventor based in Toronto, Canada, associated with The Toronto-Dominion Bank. His patent work addresses how data can help determine where to deploy mobile banking services.
Latest Patents
Carvalho is named on 1 patent, titled “Curbside branch optimization.” The invention describes systems, software, and computer-implemented methods for selecting locations for curbside branches or other mobile service sites. It combines historical and current user exchange data with external information about a location, then applies analysis rules to estimate demand. The system compares that estimate with a predetermined threshold and identifies the location for deployment when demand exceeds it.
Career Highlights
Carvalho’s disclosed patent focuses on data-driven planning for mobile banking services. By integrating user activity with external location data, the approach is designed to support decisions about where a mobile site may be most useful.
Collaborations
Carvalho’s listed coworkers include Shania Xian Yu Fu and Jordan Ross Stirling. His patent is associated with The Toronto-Dominion Bank.
Conclusion
Darren Michael Carvalho’s patent presents a data-based method for assessing demand and selecting locations for mobile banking deployment.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile