The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 18, 2024

Filed:

Sep. 25, 2019
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Darren Michael Carvalho, Toronto, CA;

Shania Xian Yu Fu, Markham, CA;

Jordan Ross Stirling, Waterloo, CA;

Jinoj Titus, Oshawa, CA;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 10/0631 (2023.01); G07F 19/00 (2006.01); H04W 4/021 (2018.01); H04W 4/029 (2018.01); H04W 4/30 (2018.01);
U.S. Cl.
CPC ...
G06Q 10/06315 (2013.01); G07F 19/209 (2013.01); H04W 4/021 (2013.01); H04W 4/029 (2018.02); H04W 4/30 (2018.02);
Abstract

The present disclosure involves, systems, software, and computer-implemented methods for determining a location for a curbside branch. One example system comprises a memory storing instructions; at least one hardware processor interoperably coupled with the memory, wherein the instructions instruct the at least one hardware processor to: obtain historical and current exchange data of users associated with a particular location; obtain external data about the particular location; enrich the historical and current exchange data with the external data; identify one or more analysis rules to apply to the enriched data to determine an estimated demand for services associated with deployment of a mobile site at the particular location; compare estimated demand to a predetermined threshold; and in response to a determination that the estimated demand exceeds the predetermined threshold, identify the particular location for mobile site deployment.


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