Cheryl Lynn Ward

Title: Cheryl Lynn Ward: Innovator in Payment Processing Technologies

Introduction

Cheryl Lynn Ward is a notable inventor based in Hilliard, OH (US), recognized for her contributions to payment processing technologies. With a total of nine patents to her name, she has made significant advancements in systems that enhance the efficiency and reliability of payment notifications and remittance processing.

Latest Patents

One of her latest patents is titled "Systems and methods for generating payment due notifications." This innovation provides a framework for identifying both the payor and payee through a payment service provider system. It includes the identification of notification control parameters for communicating payment due notifications. By evaluating payment history, the system can determine a payment frequency pattern and calculate the next expected payment date. Consequently, a payment due notification is generated and transmitted to the payor, ensuring timely communication.

Another significant patent is "Remittance payment processing with account scheming and/or validation." This system involves a merchant database that includes alteration rules associated with specific payees. It allows for the modification of consumer account numbers based on stored rules, facilitating smoother payment processing for merchants.

Career Highlights

Cheryl has worked with prominent companies such as CheckFree Corporation and CheckFree Services Corporation. Her experience in these organizations has contributed to her expertise in payment processing technologies and systems.

Collaborations

Cheryl has collaborated with notable professionals in her field, including Mary Elizabeth Lawson and David Lee Garrison. These partnerships have likely enriched her work and led to innovative solutions in payment processing.

Conclusion

Cheryl Lynn Ward's contributions to payment processing technologies through her patents demonstrate her innovative spirit and commitment to improving financial transactions. Her work continues to influence the industry and enhance user experiences in payment systems.