The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 28, 2009
Filed:
Nov. 01, 2002
William D. Zielke, Suwanee, GA (US);
John J Frech, Alpharetta, GA (US);
Teri W. Bemis, Marietta, GA (US);
Randal A. Mccoy, Suwanee, GA (US);
Peter Moenickheim, Dublin, OH (US);
John Alfred Brothers, Ii, Columbus, OH (US);
Cheryl L. Ward, Hilliard, OH (US);
Richard A. Stratton, Westerville, OH (US);
Casey W. Kozee, Lawrenceville, GA (US);
William R. Mcmichael, Jr., Cumming, GA (US);
William D. Zielke, Suwanee, GA (US);
John J Frech, Alpharetta, GA (US);
Teri W. Bemis, Marietta, GA (US);
Randal A. McCoy, Suwanee, GA (US);
Peter Moenickheim, Dublin, OH (US);
John Alfred Brothers, II, Columbus, OH (US);
Cheryl L. Ward, Hilliard, OH (US);
Richard A. Stratton, Westerville, OH (US);
Casey W. Kozee, Lawrenceville, GA (US);
William R. McMichael, Jr., Cumming, GA (US);
CheckFree Corporation, Norcross, GA (US);
Abstract
A technique for identifying electronic billers of a consumer whose bills are available by electronic presentment is provided. A request to identify electronic billers of the consumer is received. This request includes information that identifies the consumer, but excludes any information identifying any biller, electronic or not, of the consumer. From this information that does not identify any biller of the consumer, one more candidate electronic billers of the consumer are identified. Then, a positive determination is made that at least one of these candidate electronic billers is definitely an electronic biller of the consumer. Thus, electronic billers of the consumer are identified without the consumer identifying any biller.