Carrie Ka Lai Cheung

**Title: Innovator Spotlight: Carrie Ka Lai Cheung**

Introduction

Carrie Ka Lai Cheung, based in Burnaby, Canada, is an accomplished inventor with a remarkable portfolio of four patented innovations. Her work focuses on fraud prevention systems that significantly enhance online security, showcasing her expertise in tackling modern challenges in digital transactions.

Latest Patents

Among her latest inventions, one noteworthy patent is the "Online Application Origination (OAO) Service for Fraud Prevention Systems." This sophisticated system features a client-server architecture and a fraud prevention server equipped with an electronic processor and memory. Through the OAO service, the electronic processor assesses a fraud score for online applications, distinguishing between typical user behavior and that of potential fraudsters during submission. Based on the fraud score, the system effectively manages whether to approve, hold, or deny applications.

Another significant patent is the "Multi-page Online Application Origination (OAO) Service for Fraud Prevention Systems." This advanced service again leverages an electronic processor and memory to determine if the OAO service is enabled. It evaluates the website's configuration for multi-page placements, assesses and stores input data, and calculates a fraud risk score using a model that differentiates between normal users and malicious actors. Ultimately, the processor directs a client server to manage the application based on the determined fraud risk score.

Career Highlights

Carrie is currently employed at Mastercard Technologies Canada, where she applies her extensive knowledge and experience in developing innovative solutions for fraud prevention. Her contributions to the field have positioned her as a leading figure in creating secure online environments, reflecting her commitment to advancing technology in financial transactions.

Collaborations

In her role at Mastercard, Carrie collaborates with talented individuals such as Sik Suen Chan and Anton Laptiev. These partnerships foster an environment of innovation and creativity, allowing them to tackle complex challenges in fraud prevention collectively.

Conclusion

Carrie Ka Lai Cheung's impressive body of work and patents showcases her dedication to enhancing online security and preventing fraud. Through her innovative solutions, she continues to make significant strides in the ever-evolving landscape of digital transactions, establishing herself as an influential inventor in the technology sector.