The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 08, 2025
Filed:
Feb. 28, 2020
Mastercard Technologies Canada Ulc, Vancouver, CA;
John Hearty, Vancouver, CA;
Anton Laptiev, Vancouver, CA;
Christopher Bailey, Langley, CA;
Carrie Ka Lai Cheung, Burnaby, CA;
Igor Opushnyev, New Westminster, CA;
Sik Suen Chan, Richmond, CA;
Randy Lukashuk, Errington, CA;
Parin Prashant Shah, Vancouver, CA;
Mastercard Technologies Canada ULC, Vancouver, CA;
Abstract
A fraud prevention system that includes a client server and a fraud prevention server. The fraud prevention server includes an electronic processor and a memory. The memory includes an online application origination (OAO) service. When executing the OAO service, the electronic processor is configured to determine a fraud score of an online application based on an online application origination (OAO) model that differentiates between a behavior of a normal user and a behavior of a nefarious actor during a submission of the online application on a device, and control the client server to approve, hold, or deny the online application based on the fraud score that is determined.