Brad Nolan

Meet Brad Nolan, a talented inventor in the field of financial technology hailing from Houston, TX. With a keen mind and a drive for innovation, Brad has successfully obtained two patents in his name. Let's delve into his latest patents and explore the groundbreaking systems he has contributed to.

Brad's first patent, titled "Methods and Systems for Routing Transactions Between Automated Teller Machines, Points of Sale, Financial Institutions, and Software Wallets," introduces a revolutionary system that streamlines the transaction process across various platforms. This innovative method involves receiving a transaction request through an external application programming interface (API) associated with an account holder, running on a first processor. The request is then validated and authorized at the external API before being forwarded to an internal API associated with an automated teller machine (ATM) and operating on a second processor. A unique identifier is generated for the transaction, which is then supplied to the user. Surprisingly, the user can input the unique identifier directly at the ATM without presenting any card or connecting their mobile device. The internal API at the ATM verifies the validity of the transaction using the unique identifier, enabling the transaction to be successfully completed, such as dispensing cash or accepting a deposit.

Brad's second patent, titled "Methods and Systems for Routing Transactions Between Automated Teller Machines, Points of Sale, Financial Institutions, and Software Wallets," builds upon the aforementioned concept by providing additional methods for routing transactions from ATMs. This method involves receiving a unique identifier associated with a user-requested transaction, which may be displayed to the user by a third party unrelated to the ATM provider. The unique identifier is then routed to an application programming interface (API) affiliated with the ATM provider, validating the transaction's authenticity. This method also encompasses implementing the transaction and updating a settlement account to reflect the completed transaction.

Currently, Brad Nolan is employed at NCR Corporation, an established leader in technology solutions for businesses worldwide. Within the company, Brad works alongside his esteemed colleagues, Jerry McCarley and Mohammad Fraz Ahmed, creating innovative financial technologies that have the potential to reshape the industry.

Brad Nolan's patents demonstrate his expertise in developing cutting-edge systems for transaction routing, ultimately improving efficiency and convenience in the financial realm. With his remarkable achievements and continued dedication to innovation, Brad continues to contribute and make a lasting impact in the field of financial technology.