The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 13, 2023
Filed:
Feb. 18, 2022
Ncr Corporation, Atlanta, GA (US);
Jerry McCarley, Spring, TX (US);
Mohammad Fraz Ahmed, Sugarland, TX (US);
Michael Winbun, Houston, TX (US);
Tammy Marks, Arlington, TX (US);
Brad Nolan, Granville, OH (US);
Paul Gardiner, Plano, TX (US);
Michael Hafer, Highlands Ranch, CO (US);
Chris Cochran, Highlands Ranch, CO (US);
NCR Corporation, Atlanta, GA (US);
Abstract
A system and method for routing ATM transactions. A transaction request is received at an external application programming interface (API) associated with an account holder. The external API runs on a first processor. The transaction request is validated and authorized at the external API. Information about the transaction is forwarded from the external API to an internal API associated with an automated teller machine (ATM). The internal API runs on a second processor. A unique identifier is generated for the transaction request and provided to a user. The unique identifier is received from the user at the ATM without the user presenting any card and without connecting a mobile device of the user to the ATM. The unique identifier is provided from the ATM to the internal API to confirm a validity of the transaction. The transaction is implemented at the ATM by either dispensing cash or accepting a deposit.