Balasubramanian Narayanan

Title: Innovations by Balasubramanian Narayanan

Introduction

Balasubramanian Narayanan is a notable inventor based in Eagan, MN (US). He has made significant contributions to the field of mobile banking technology, particularly in the area of remote check deposits. With a total of four patents to his name, Narayanan's work has had a substantial impact on how financial transactions are conducted.

Latest Patents

One of Narayanan's latest patents focuses on mobile check deposit methods and systems. This innovation allows a check for deposit to be processed without the need for a server to initially receive any image of the check. Instead, optical character recognition (OCR) data is sent to the server from a mobile device. The verification processing for the check is then performed using this OCR data. If the verification process is successful, a confirmation notification is sent back to the mobile device. Following this, a check image is received, from which the OCR data was determined. The check is subsequently processed for deposit using the received check image.

Career Highlights

Narayanan is currently employed at U.S. Bank National Association, where he continues to innovate in the financial technology sector. His work has not only streamlined banking processes but has also enhanced user experience in mobile banking applications.

Collaborations

Some of Narayanan's coworkers include Marlen L Foster and Connie K Yung, who contribute to the collaborative environment at U.S. Bank National Association.

Conclusion

Balasubramanian Narayanan's contributions to mobile banking technology exemplify the importance of innovation in the financial sector. His patents have paved the way for more efficient banking solutions, showcasing his role as a key inventor in this field.