The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 16, 2024
Filed:
Sep. 13, 2023
U.s. Bank National Association, Minneapolis, MN (US);
Marlen L. Foster, Fairfield, CA (US);
Connie K. Yung, San Francisco, CA (US);
Vijay Narayanan, San Jose, CA (US);
Raj M. Bharadwaj, Plymouth, MN (US);
Soumitri Naga Kolavennu, Plymouth, MN (US);
Jessica G. Winberg, Prescott, WI (US);
Balasubramanian Narayanan, Eagan, MN (US);
Hima Rama Subrahmanyam Vishnubhotla, Suwanee, GA (US);
U.S. Bank National Association, Minneapolis, MN (US);
Abstract
Methods and systems for remote check deposit are disclosed. A check image captured by an image capture device of a mobile device in response to receiving a user actuation causing the image capture device to capture the check image is received. The mobile device is caused to perform optical character recognition (OCR) on the check image to generate OCR data. The OCR data generated from the check image is verified to determine whether it includes required predetermined check data to process the check for remote deposit. The OCR data is provided to a financial institution server for validation processing. In response to receiving a confirmation from a user, the check image is provided to the financial instruction server with instructions to process the check for remote deposit. The mobile device receives a deposit receipt notification from the financial institution server after the check is deposited.