The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 18, 2025

Filed:

May. 28, 2024
Applicant:

U.s. Bank National Association, Minneapolis, MN (US);

Inventors:

Marlen L. Foster, Fairfield, CA (US);

Connie K. Yung, San Francisco, CA (US);

Vijay Narayanan, San Jose, CA (US);

Raj M. Bharadwaj, Plymouth, MN (US);

Soumitri Naga Kolavennu, Plymouth, MN (US);

Jessica G. Winberg, Prescott, WI (US);

Balasubramanian Narayanan, Eagan, MN (US);

Hima Rama Subrahmanyam Vishnubhotla, Suwanee, GA (US);

Assignee:

U.S. Bank National Association, Minneapolis, MN (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/42 (2012.01); G06Q 40/02 (2023.01); G06V 30/19 (2022.01); G06V 30/224 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/0425 (2013.01); G06Q 20/108 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/326 (2020.05); G06Q 20/4016 (2013.01); G06Q 20/42 (2013.01); G06Q 40/02 (2013.01); G06V 30/19013 (2022.01); G06V 30/19093 (2022.01); G06V 30/1916 (2022.01); G06V 30/2253 (2022.01);
Abstract

Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. Instead, optical character recognition (OCR) data is received at the server from a mobile device. Verification processing for the check is then performed using the OCR data. If the verification process is successful, a confirmation notification is sent to the mobile device. Subsequently, after sending the confirmation notification, a check image is received, from which the OCR data was determined. The check is, in turn, processed for deposit using the received check image.


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