Deerwood, MN, United States of America

Ann M Kirk

USPTO Granted Patents = 24 

Average Co-Inventor Count = 4.1

ph-index = 3

Forward Citations = 42(Granted Patents)


Location History:

  • San Francisco, CA (US) (2019)
  • Deerwood, MN (US) (2021 - 2024)

Company Filing History:


Years Active: 2019-2025

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24 patents (USPTO):

Title: Ann M. Kirk: Innovator in Automated Lending Systems

Introduction

Ann M. Kirk, based in Deerwood, MN, has made significant contributions to technology and finance through her innovative approach to automated systems. With a remarkable portfolio of 22 patents, she leverages her skills to enhance processes within the banking sector.

Latest Patents

Her latest patents demonstrate her forward-thinking approach to solving complex problems in the lending and fraud prevention industries. The first, titled "Automated Lending Data Collection and Verification System and Methods," describes a system that utilizes a processing circuit to generate a requestor token that contains applicant information. This system aims to streamline the verification of data required for processing applications by retrieving previously stored information and generating necessary tasks for applicants.

The second patent, "Systems and Methods for Prioritizing Fraud Cases Using Artificial Intelligence," outlines a provider computing system designed to enhance fraud case management. It employs a machine learning model to determine a priority score for each fraud case, allowing for organized and efficient processing. This innovation focuses on updating case prioritization based on real-time input and transaction data.

Career Highlights

Ann currently works at Wells Fargo Bank, N.A., where she continues to pursue advancements in banking technology. Her expertise has not only influenced operational efficiencies but has also contributed to enhanced customer experiences in financial transactions.

Collaborations

Throughout her career, Ann has collaborated with fellow innovators such as Alan W. Hecht and Javier S. Silva. Together, they have utilized their combined talents in the development of cutting-edge solutions for the banking industry.

Conclusion

Ann M. Kirk is a significant figure in the realm of automated systems and banking technology. Her numerous patents reflect her commitment to innovation in financial processes. As she continues to develop new solutions, her work serves as an inspiration to other inventors and professionals in the industry.

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