Anita Ochieano

Title: Anita Ochieano: Innovator in Contactless Transaction Technology

Introduction

Anita Ochieano is a prominent inventor based in Menlo Park, California. She has made significant contributions to the field of contactless transaction technology, holding a total of five patents. Her work focuses on enhancing the efficiency and security of payment systems.

Latest Patents

One of Anita's latest patents is titled "Device, system and method for reducing an interaction time for a contactless transaction." This patent describes methods, devices, and systems for sending and receiving messages between a terminal reader and a payment device, such as a credit card. A dynamic signature is calculated on the payment device using an application transaction counter, a terminal unpredictable number, and a transaction amount. This dynamic signature is then sent along with an application file locator (AFL) to the reader. The reader subsequently sends a read record command to the payment device to retrieve records associated with the AFL, among other normal processing tasks. During this normal processing, the dynamic signature can be recalculated and compared with the one from the payment device to ensure that no unauthorized changes have occurred in the message values.

Career Highlights

Anita currently works at Visa International Service Association, where she continues to innovate in the payment technology sector. Her expertise in contactless transactions has positioned her as a key player in the industry.

Collaborations

Anita collaborates with talented professionals such as Trudy Hill and Jagdeep Singh Sahota, contributing to a dynamic work environment that fosters innovation.

Conclusion

Anita Ochieano's work in contactless transaction technology exemplifies her commitment to improving payment systems. Her patents reflect her innovative spirit and dedication to enhancing security and efficiency in financial transactions.