The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 03, 2016

Filed:

May. 15, 2014
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Trudy Hill, Foster City, CA (US);

Jagdeep Singh Sahota, Rodeo, CA (US);

Christian Aabye, Redwood City, CA (US);

Kim R. Wagner, Sunnyvale, CA (US);

Anita Ochieano, Menlo Park, CA (US);

Carole Oppenlander, Pacifica, CA (US);

William Chi Yuen Chan, Singapore, SG;

Craig Allen Glendenning, Melbourne, AU;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 17/00 (2006.01); G06Q 20/38 (2012.01); G06K 7/00 (2006.01); G06Q 20/04 (2012.01); G06Q 20/34 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2012.01); G07F 7/08 (2006.01); G07F 7/10 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/382 (2013.01); G06K 7/0008 (2013.01); G06Q 20/04 (2013.01); G06Q 20/352 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/40 (2013.01); G06Q 30/06 (2013.01); G07F 7/0826 (2013.01); G07F 7/1008 (2013.01); G07F 7/1016 (2013.01);
Abstract

A method comprising, at a reader, performing at least one transaction-based risk management process prior to energizing a contactless interface, initiating communication with a card utilized for a contactless transaction, receiving information associated with the card, terminating communication with the card, and authorizing the contactless transaction.


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