Company Filing History:
1 out of 11 
1 out of 11 Years Active: 2011-2013
Title: Innovations by Ajay Kumar Jindia
Introduction
Ajay Kumar Jindia is an accomplished inventor based in Smyrna, GA (US). He holds two patents that showcase his innovative approach to financial technology. His work focuses on enhancing the lending process through location-based services and rapid loan approval systems.
Latest Patents
One of Jindia's latest patents is titled "Location Based Credit." This invention provides a method and system for offering credit to prospective borrowers based on their location. The lender first determines the borrower's location, which may be a commercial outlet, such as a retail store. The lender then references the purchase history associated with the borrower at that specific location to assess creditworthiness. Based on this information, the lender can deliver a customized credit offer that may include suggested goods or services available at the borrower's location.
Another significant patent by Jindia is the "Method and System for Rapid Loan Approval." This invention outlines a process for quickly providing temporary credit to borrowers. The lender uses criteria such as a minimum number of deposits within a predetermined verification time to approve credit requests. Upon receiving a request, the lender queries the deposit account to check for the required number of deposits and their amounts. If approved, the lender can rapidly dispense funds, often through a pre-paid credit card, allowing for efficient financial transactions.
Career Highlights
Ajay Kumar Jindia has worked with notable companies, including Compucredit Intellectual Property Holdings Corporation and CCIP Corporation. His experience in these organizations has contributed to his expertise in financial technology and patent development.
Collaborations
Jindia has collaborated with professionals such as Stephen Hotz and Jennifer Kelly, enhancing his projects through teamwork and shared expertise.
Conclusion
Ajay Kumar Jindia's contributions to the field of financial technology through his innovative patents demonstrate his commitment to improving the lending process. His work continues to influence how credit is offered and approved in today's market.
Inventor’s Patent Attorneys refers to legal professionals with specialized expertise in representing inventors throughout the patent process. These attorneys assist inventors in navigating the complexities of patent law, including filing patent applications, conducting patent searches, and protecting intellectual property rights. They play a crucial role in helping inventors secure patents for their innovative creations.