The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 22, 2013
Filed:
Oct. 27, 2006
Chason Carroll, Dacula, GA (US);
George Coutros, Jacksonsville, FL (US);
John W. Giesen, Jr., Centennial, CO (US);
Dennis H. James, Jr., Atlanta, GA (US);
Ajay Kumar Jindia, Smyrna, GA (US);
Chason Carroll, Dacula, GA (US);
George Coutros, Jacksonsville, FL (US);
John W. Giesen, Jr., Centennial, CO (US);
Dennis H. James, Jr., Atlanta, GA (US);
Ajay Kumar Jindia, Smyrna, GA (US);
CCIP Corp., Henderson, NV (US);
Abstract
A method and system for offering credit to a prospective borrower are provided. A lender first determines a prospective borrower location, which may be a commercial outlet, such as a retail store where goods or services are offered. The lender then references a purchase history associated with the borrower at that particular location. The lender then determines the credit worthiness of the borrower. Based upon location, purchase history, and credit worthiness, the lender may deliver a customized offer of credit to the prospective borrower. The offer of credit may be location based, and may accompany a suggested good or service that is available at the prospective borrower's location.