This inventor holds 16 USPTO granted patents and 1 published patent application, primarily in Financial Technology. Top assignees: Square, Inc., Block, Inc.. Active years: 2017-2026.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile
Company Filing History:
Years Active: 2017-2026
Areas of Expertise:
Title: The Innovative Mind of Adam Jeremy Fern
Introduction
Adam Jeremy Fern is a prominent inventor based in San Francisco, CA. He has made significant contributions to the field of financial technology, holding a total of 15 patents. His work focuses on enhancing customer experiences in payment processing and financing.
Latest Patents
Among his latest patents is a system for payment processor financing of customer purchases. In this innovation, a computing device of a service provider receives a request to finance a transaction between a customer and a merchant. The service provider assesses the customer's eligibility for financing based on transaction information and historical data. An offer is then customized for the customer, detailing the amount to be financed, a repayment plan, and associated fees. Upon acceptance of the offer, funds are transferred from the financing service provider to the merchant before the customer completes their payment installments. Another notable patent is related to cash advance payment deferrals. This system receives transaction data from multiple users and provides financing to a user's account based on this data. The financial system can also update repayment terms based on signals related to the user's business, ensuring a flexible approach to financing.
Career Highlights
Adam has worked with notable companies such as Square, Inc. and Block, Inc. His experience in these organizations has allowed him to develop and refine his innovative ideas in the financial technology sector.
Collaborations
Throughout his career, Adam has collaborated with talented individuals, including Brian Boates and Andrew Kimball. These partnerships have contributed to the successful development of his patents and innovations.
Conclusion
Adam Jeremy Fern is a visionary inventor whose work in financial technology continues to shape the industry. His patents reflect a deep understanding of customer needs and innovative solutions that enhance payment processing and financing.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile