Company Filing History:
Years Active: 2023-2025
Title: Innovations by Zachary Sweeney
Introduction
Zachary Sweeney is an accomplished inventor based in McLean, VA (US). He has made significant contributions to the field of financial technology through his innovative patents. With a total of two patents to his name, Sweeney is recognized for his work in developing systems that enhance user experience in financial transactions.
Latest Patents
Zachary Sweeney's latest patents focus on systems and methods for automatically providing customized financial card incentives. The disclosed embodiments include a method for identifying if a transaction is eligible for additional bonus rewards. This is achieved by determining if the user is a student using a clustering algorithm with user similarity data to generate a probability. If the probability exceeds a predetermined threshold, a machine learning model classifies the user as a student or non-student. Once classified, the transaction is verified as an educational purchase using transaction data or an image of a receipt provided by the user. Verified transactions qualify for additional rewards applied to the user's account, while non-students may receive a standard amount of rewards.
Career Highlights
Zachary Sweeney is currently employed at Capital One Services, LLC, where he continues to innovate in the financial services sector. His work focuses on enhancing customer engagement through technology-driven solutions. Sweeney's contributions have positioned him as a key player in the development of financial products that cater to diverse user needs.
Collaborations
Zachary collaborates with talented professionals such as Jenny Melendez and Joshua Peters. Their teamwork fosters an environment of creativity and innovation, leading to the development of cutting-edge financial solutions.
Conclusion
Zachary Sweeney's innovative work in financial technology exemplifies the impact of creativity in enhancing user experiences. His patents reflect a commitment to improving financial services through intelligent systems.